Bad Creditisa problem loan or a non-performing loanthat for some reasons a customer reneging on promises to pay off debts after due dateso there is a delay or not paid altogether so that arose a bad credit or a bad debt.The existence of bank can not be separated from risk in the banking world.So it is necessary to minimize them by keeping the quali
Biofilms are complex structures with an intricate relationship between the resident microorganisms, the extracellular matrix, and the surrounding environment.Interest in biofilms is growing exponentially given its ubiquity in so diverse fields such as healthcare, environmental and industry.Molecular techniques (e.g., next-generation sequencing, RNA
We give a short new proof of large N duality between the Chern-Simons invariants of the 3-sphere and the Gromov-Witten/Donaldson-Thomas annie brocoli dvd invariants of the resolved conifold.Our strategy applies to more general situations, and it is to interpret the Gromov-Witten, the Donaldson-Thomas, and the Chern-Simons invariants as different ch
The advent of large-scale microbiome studies affords newfound analytical opportunities to understand how these communities of microbes operate and relate to their environment.However, the analytical methodology needed to model microbiome data and integrate them with other data constructs remains nascent.This emergent analytical toolset frequently p
In this article, I intend to conduct a short literature review and discussion liftmaster expansion board about paradigm shift in language teaching and language teacher education from Cartesian to the complexity paradigm.For that, I use the Kuhnian notion of scientific revolution to present a short compilation of works related to paradigm shift in d